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Privacy Policy
This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our website?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information or other details to help you with your experience.

When do we collect information?
We collect information from you when you register on our site, place an order, subscribe to a newsletter, respond to a survey, fill out a form, Use Live Chat, Open a Support Ticket or enter information on our site.

How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.To improve our website in order to better serve you.To allow us to better service you in responding to your customer service requests.To administer a contest, promotion, survey or other site feature.To quickly process your transactions.To ask for ratings and reviews of services or productsTo follow up with them after correspondence (live chat, email or phone inquiries)
How do we protect your information?
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a payment service provider and are not stored or processed on our servers.

Do we use 'cookies'?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:
Understand and save user's preferences for future visits.Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Because some browsers are different from each other, look at your browser's Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some of the features that make your site experience more efficient may not function properly.

Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Does our site allow third-party behavioral tracking?
It's also important to note that we allow third-party behavioral tracking

Terms of Service

Terms
By accessing this Website, accessible from FinanceLinx.com, you are agreeing to be bound by these Website Terms of Service and agree that you are responsible for the agreement with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trade mark law.

Use License
Permission is granted to temporarily access of the materials on Website. Each person who wants to access the Website will have to sign up separately, one account cannot be shared between multiple users. This is the grant of a license, not a transfer of title, and under this license you may not:

Modify or copy the materials.Use the materials for any commercial purpose or for any public display.Attempt to reverse engineer any software contained on Website.Remove any copyright or other proprietary notations from the materials.Transferring the materials to another person or "mirror" the materials on any other server.
Disclaimer
All the materials on Website are provided “as is”, without warranties, may it be expressed or implied, therefore negates all other warranties. Furthermore, Website does not make any representations concerning the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.

Limitations
Website or its suppliers will not be hold accountable for any damages that will arise with the use or inability to use the materials on Website, even if Website or an authorize representative of this Website has been notified, orally or written, of the possibility of such damage.

Revisions and Errata
The materials appearing on Website may include technical, typographical, or photographic errors. Website will not promise that any of the materials in this Website are accurate, complete, or current. Website may change the materials contained on its Website at any time without notice.

Site Terms of Use Modifications
Website may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

Refunds
We refund new users only within 24 hours of sign up. You can cancel your account and you will not be charged any more. This is to avoid people simply signing up, then spamming the site, and getting a refund immediately.

If you were charged for renewal but didn't want to remain a member, we can refund your last payment within 30 days of your auto-renewal payment. We can only refund the last renewal payment. To request a refund during this 30-day period, just contact us and let us know why.

If you excessivly promote your website/app/business/yourself on or spam any of our websites and/or communities, we have the right to ban you for life and not refund your membership payment as a fine for having to spend time to moderate you (otherwise you'll just sign up again).

Governing Law
Any claim related to Website shall be governed by the laws of Estonia.